Micro Finance Services and Affordability (i) Micro-Credit 31. Clause 2(1) (h) of the Bill defines micro credit facilities means any loan, advance, grant or any guarantee given or any other credit extended in cash or kind with or without security or guarantee. 32. Clause 2(1)(j) of the Bill defines -micro finance services as any one or more of the following financial services provided by any MFI, namely (A) Micro credit facilities involving such amount, not exceeding in aggregate five lakh rupees for each individual and for such special purposes, as may be specified by the Reserve Bank from time to time, such higher amount, not exceeding ten lakh rupees, as may be prescribed; (B) Collection of thrift (C) Pension or insurance services (D) Remittance of funds to individuals within India subject to prior approval of the Reserve Bank and such (E) Any other such services, as may be specified.

SEBI, as a regulator, is seen introducing several measures and keep on changing them from time to time to brin Indian stock market as par with international standards.In the past two decades many reforms, frauds and other activities have affected the performance of stock market. Therefore, it becomes essential to unfold different issues that surmount the Indian securities market and to study the way SEBI has been performing to safeguard the interest of investors. Being descriptive in nature, the present study examines the cases taken up by SEBI and the achievement made by SEBI in completing these cases. The present study covers a period of 22 years i.e. from 1993-94 to 2014-15 and it is based on secondary data gathered.The method of percentage change has been used and thepaper includes table and graph. The data has been classified and tabulated using MS-EXCEL.

Corporate Sustainability builds up long-term shareholder confidence and value by embodying opportunities and managing risks giving due consideration to the three aforementioned goals of sustainability i.e. economic, environmental and social developments. This paper attempts to unravel both the traditional notions as well as modern notions of Corporate Social Responsibility. Further, the paper explores and suggests the strategies on how to incorporate the concept of corporate sustainability into the overall business strategy.

Electronic banking is the wave of the future. It provides enormous benefits to consumers in terms of the ease and cost of transactions. But it also poses new challenges for country authorities in regulating and supervising the financial system and in designing and0 implementing macroeconomic policy. The aim of this present paper is, not only to understand the meaning of electronic banking but also to highlight the benefits and challenges of E-banking in Indian context.

Introduction: it is an essential substance for the bodys normal functioning, but if levels in the blood get toohigh, it becomes a silent danger that puts us at risk of a heart attack. Objectives:1)To characterize the level of cholesterol in male students of KPTGPG College, Chandauli before and after the treatment.2) To find out the significant difference among the adjusted means of two experimental group and control group in relation to cholesterol Method: Forty five male students (mean age 19.4±2.3 y) were randomly assigned to a Kapalbhati Group (KBHG=15) or a core muscle exercises group(CMEG=15) or a control group (CG=15).Sessions were conducted 6 days a week for 12 weeks in the morning with respect to core muscle exercises and Kapalbhati Kriya. Tanita Inner scans Monitor Segmental Analysis BC 601” was used to measure Cholesterol for this study. Statistical significance among three treatment group was determined using ANCOVA and Descriptive test to characterize the level of cholesterol.

Introduction - Merits of Private Foreign Investment – Demerits of Private Foreign Investment – Multinational Corporations and LDCs – Spread of MNCs – Merits of MNCs – Demerits of MNCs –

The interaction of Jyotisa and Karman in the early Vedic period play a significant role in the culture so as to study the activity of the cosmic light and nature forms of all sorts on which sacrificial and other ritual actions were arranged. Actions performed on specific times promised a future inclusive of long life, heaven and immortality to vedic man. The co-relation presently and by largely restricts itself to read human future by means of planetary astrology and arranging to some extent rectificatory actions on specific times.

Kattunayakkans, the adivasis and dwellers of forest and hilly tracts are primitive tribal people of Dindigul district. The eldest son succeeds the father and maintains the family. Being traditional hunters of small animals such as rabbits, squirils etc., They are adopting the tradition of having family names called intiperulu. The kattunayakkans have their own customs and rituals of social divisions which are affiliated even to their clayish deities. They live in temporary tents near the temples, gardens and public grounds. Before starting their work at midnight they gain the blessings of Jeggamma and other deities of the cremation grounds. Thus the Kattunayakkans, the tribal people of Tamilnadu stand as a model for a successful life by their personal harmless pursuits and activities. They stand also an example for the fact that on e should work and earn his livelihood. They expore the filial affection for the families.

Minimum Levels of Learning is confined to the curricular areas of Language, Mathematics and Environmental studies (including social studies and science). Among these selected subjects, Language occupies a pivotal place in the curriculum. The purpose of this study was to find out the Minimum Levels of Learning in Language among primary school students of Delhi. Objective of this study is to determine the Minimum levels of learning with reference to gender and content area wise in Language. Descriptive method was used by the researcher to know Minimum levels of learning in Language. A purposive sampling technique was used for the present study. A self-made achievement test was used by the researcher to know Minimum Levels of Learning in language among students of Delhi. The researcher used percentage analysis and t-test for analysis of data. Findings revealed that difference exist in Minimum Levels of learning in Language among Primary school students of Delhi.

All organizations strive to get the right people for the right roles at the right time and endeavor to retain, nurture and innovate to create highly efficient employees. The important factor that paves the way to attain preeminence is employee engagement. Employee engagement has emerged as a critical drive of every organization in today’s globalized world. When an organization moves forward into edge less environment the ability to attract, engage, develop and retain talents becomes increasingly important in achieving sustainability. In a nutshell, Employee Engagement has become an inevitable factor for the survival of any organization including Indian Higher Education Sector (HES) in this scenario. In this paper an attempt has been made to understand the concept, need for faculty engagement and its current scenario in HES, which helps the institutions to direct faculty to be more provoked, dedicated, and loyal for societal development and student’s development.

Extensive use of internet for varied facets and in all walks of life has given a rise in increase in online marketing. Many companies have spent huge amount to develop their websites to provide their customers with increased functionality in highly integrated marketing stream with a positive hope of adding more and more customers to purchase products and avail varied services online. This huge investment in online marketing and perpetual increase in the interest of customers for accepting online marketing, created an immense need to examine the concept of acceptance for online marketing in the modern scenario of information and communication technology implementation.

Human Resources (HR) practices have an impact on performance and competitive strategies of organizations. Taking into account that Human Resource Management (HRM) has a strategic role for organizations; it is possible to say that the design of HR functions and practices should also be aligned with the expectations of employees. The rapid change of factors such as globalization, economical and legal arrangements, technology has influence on organizational structures. These changes will have a positive impact on organizations only if the attitudes of employees to the organization are positive. Otherwise these changes may cause negative results such as job dissatisfaction, high turnover rate or absence of employees. In order to manage these change factors, organizations need to have and retain talented employees to work with high performance.

e purpose of the study is “A Comparative Study of TPsycho-Physiological Stress Between Medalist and Non-medalist of National Level Boxer”. In order to achieve this purpose Ninety Six Boxers were selected as subject at random from 56th Senior National Boxing Championship which was held at Bhatinda, Punjab on September 2-8, 2008. Forty Eight medalist and Forty Eight Non-medalist boxers were selected as subject. Four medalists and four non-medalists were selected from each twelve weight categories. The age of subjects were ranging from 19 to 32 years.

In this study we have analyzed the effect of aerobic dance exercise with musical practice and performance on logical thinking, computation skill among the under performance school children between the ages of 12 to 15. After obtaining the written consent from their parents and school authorities, 30 students were randomly selected for the study (N= 30) from the tirupur District, Tamilnadu. The pre test was conducted for the group with the wonderlic contemporary cognitive ability test which included the logical thinking and computation skill test. 6 week aerobic exercise dance exercise with music was given to the group 30 minutes daily, 5 days per week. After 6 weeks post test was taken. To find out the results paired t test was employed. The Obtained value t at 0.95 confidence interval was 6.3643 which are higher than the table value 2.045 and found that the aerobic dance exercise with musical practice had an overall positive association with logical thinking, computation skill of the under performance school children of ages 12 to 15.

The present paper is an attempt to focus the physical features, present position and past history of the Ramnad District which was formed in the tail end of the Eighteenth Century. No doubt, the Ramnad District is the oldest district among the districts of the erstwhile Madras Presidency and the present Tamil Nadu. The District was formed by the British with the aim to suppress the southern poligars of the Tamil Country . For a while the southern poligars were rebellious against the expansion of the British hegemony in the south Tamil Country. After the formation of the Madras Presidency , this district became one of its districts. For sometimes it was merged with Madurai District and again its collectorate was formed in 1910. In the independent Tamil Nadu, it was trifurcated into Ramnad, Sivagangai and Viudhunagar districts. The district is, historically, a unique in many ways in the past and present. It was a war-torn region in the Eighteenth Century and famine affected region in the Nineteenth Century, and a region known for the rule of Setupathis. Many freedom fighters emerged in this district and contributed much for the growth of the spirit of nationalism.

Women’s empowerment has become a significant topic of discussion in development and economics. It can likewise indicate approaches with respect to other trivialized sexes in a specific political or social setting. Womens economic empowerment refers to the ability for women to enjoy their rights to control and advantage from assets, resources, pay and their own particular time, and additionally the capacity to oversee chance and enhance their monetary status and prosperity. While frequently reciprocally utilized, the more far reaching idea of sexual orientation strengthening alludes to individuals of any sex, focusing on the refinement between natural sex and gender as a role. It subsequently likewise alludes to other minimized sexes in a specific political or social setting.

The Indian Health Service (IHS) is a bureau of the Health Resources and Services Administration, an agency of the Public Health Service. It was formed in 1955 by a transfer of health services from the Bureau of Indian Affairs, Department of the Interior. Since that time, IHS has grown larger and more complicated and has become a truly complex national organization that is responsible for direct and contract health care services to approximately I million Indian people. Health has been declared as the right of every human being. The World Health Organization has laid down in its constitution that health is a critical factor in the development of any country for tworeasons. The first reason is that the health status which denotes lower mortality rates and higher lifeexpectancy is the key indicator of a population’s welfare. The second reason is that it leads to greater economic productivity. It has also declared that enjoyment of the highest attainable standard of health isone of the fundamental rights of every human being irrespective of his race, religion, political,economic and social conditions.

Since the arrival of the man on the earth, the environment is attached with him. Both are integralpart of the natural phenomenon. The word ‘environment’ has been derived from the French word ‘environner’ means to encircle or to surround. The dictionary meaning of the word ‘environment’ is a surrounding; external conditions influencing development or growth of people, animals and plants, living or working onditions etc.

The Code of Criminal Procedure, 1973 (the Code hereinafter) came into force on the first of April, 1974. In Chapter XXXVI of the Code containing sections 467 to 473 for the first time detailed general provisions have been enacted prescribing limitation for prosecution as part of procedure for trial of offences.

The study was intended to find out the E-Resources knowledge of B.Ed. Trainees in Madurai District, Tamil Nadu, India. Random Sampling Technique was used to compose a sample of 1000 B.Ed. Trainees Mean, Standard Deviation and t value were calculated for the analysis of data. The result revealed that the Gender, Locality, Type of family had no significant difference but, subject group and Internet users exhibited significant difference in respect of their E-Resources knowledge of B.Ed. Trainees.

Nationalisation – Pros And Cons- Effectiveness of legislative regulation and control- place of private banking – Achievements of Public Sector BanksPublic Orientation – Large Expansion- Weaknesses of Public Sector Banks.

Osmanbad district is having four medium irrigation projects, namely Terna upper,Terna lower,SinaKolegoan Dam and Bori dam. The bori dam is on river Bori which originates near Tuljapur. The present work was a part of survey conducted for ecophysiological studies of this dam.Water and algal samples are collected during June 2014-May 2016.Data analyzed with reference to Various physicochemical parameters like pH,temperature, transparency, TDS, Dissolved oxygen(DO), Biochemical oxygen Demand (BOD),Dencity,conductance ,water hardness, nutrient load like Chlorides, phosphate, nitrate, sulphate ,Calcium and magnesium. The study reveals. The study reveals that the water of Dam is suitable for drinking, domestic, irrigation and agriculture purposes and should be conserved at any cost. In the present study, total In all 97 species under 45 genera were identified and recorded from study sites of dam.

Great odes of John Keats lie at the centre of hisliterary production. In his odes Keats hasachieved the highest development of his literary genius. His odes are the gems among his literary production. Keats wrote a number of odes in his career, but following are considered his important odes which are mentioned below in ª the chronological order.

The last 20 to 30 years have seen a huge ascent in the utilization of connection care as a formal out-ofhome situation choice for mishandled or ignored youngsters in the administrations guardianship. This move has created talk about concerning the advantages and dangers of connection care, and so far, research discoveries are to a great extent uncertain. Prominently, there has not been a going with formal and all encompassing survey and reconstruction of significant tyke welfare approaches. One especially basic administrative region that has been neglected by the current writing is the procedure by which states permit family relationship cultivate homes. Because of the need offederal administration in setting general security measures for connection mind permitting systems, states arrangements may neglect to ensure kids sufficiently.

Purpose - The purpose of the research is to explore the various statistical techniques in marketing. Multivariate Analysis & Marketing -. Multivariate analysis is an analysis of statistical technique that analyse the relationship between more than two variables which shows the effect of more than one variable on one variable that is independent variable. Multivariate analysis helps the organization in decision making for the future

As children move from elementary to middle to high school, the ability to think in more than one way becomes more and more important. Most of us don’t think about thinking. But with all the new emphasis on accountability and increased student achievement educators parents and legislators have been thinking more about thinking. As children move up in grade level, teachers ask them to do more and more things with the information that is stored in their brains they may ask students to write a new ending for a book they have been reading or they may ask why a certain character in the story behaved in particular way. These kinds of thinking require what is called higher order thinking or HOT. This study is related to HOTS i.e. Higher mental abilities of secondary school students.

This paper throws light on the Rural India struggling for survival. It mainly portrays the miserable plight of the landless farmer Nathan and his wife Rukmani with their trials and tribulations culminating in their tragedy. Kamala Markandaya mainly projects the theme of starvation, poverty, degradation, prostitution, unemployment, evils of early Marriage found in the life of Villagers. Markandaya’s Nectar in a Sieve examines the suffering of rural people. It is a story of simple villagers whose source of income is the land. The villagers’ view of life is fatalistic. This fatalism is clearly seen in Nectar in a Sieve. Nathan and Rukmani silently endures their sufferings, they do not complain though their life appears to be all pessimistic on surface but conceals within the linguistic optimism, which says that we are all in God’s hands and he is merciful. Nectar in a Sieve is a typical plight of rural family indicating the typical tendencies of the people in terms of change.

Human adjustment is the act of balance with the daily requirements to the adverse surroundings. The ways people adjust are the processes they acclimatize to survive in unfavourable conditions. For this purpose Khamar Diar (J.L. No. 071) mouza of Bhagwangola II block and Shibnagar (J.L. No. 055) mouza of Raninagar II representing stable char and unstable char land have been chosen. Primary field survey has been done using face to face and key information method. Inferential statistics is used to analyse the data and study the significant variable. Comparison shows that variables like Monsoon Duration (days), Land Ownership, Protection of soil anthropogenic, Household wall material, Household roof material, Kitchen pattern, Means of Transportation, Change in location, Source of income vary in stable and unstable chars.