Through market entry, young entrepreneurs increase employment opportunities by creating new jobs. Increased productivity of new firms has the most impact on employment in the medium term, as displacement of existing businesses is a major factor. To increase competition in the market and have a competitive advantage, this study aims to look at the strengths, weaknesses, opportunities, and threats of a SAMARA Finance Concept in encouraging competitive advantage for young Muslim entrepreneurs. This research is descriptive qualitative research with literature study techniques that use secondary data obtained through scientific articles and other relevant documents. The data obtained is then analyzed by producing descriptive explanations in the form of words, pictures, and symbols related to the object of research. To strengthen and deepen the discussion, this research also uses the SWOT Analysis Technique approach. SWOT analysis is a way to systematically identify various factors to formulate a strategy. Based on the results of the swot analysis conducted, it can be seen that the position of SAMARA Finance concept in encouraging the competitive advantage of young Muslim entrepreneurs is in the position of Opportunity and Strengths, namely Quadrant 1. This means that the SAMARA Finance concept is a concept that can be applied to young Muslim entrepreneurs, with an Aggressive strategy of utilizing strengths to benefit from opportunities to make the business superior and competitive.

As a country where two-thirds of its territory consists of oceans, the fisheries sector is one of the governments main programs. Fisheries, which is also an agricultural subsector, has great potential in developing the countrys economy, which is shown by the increasing number of fisheries production from year to year. The increase in the production of fishery products, both raw and processed materials, must be balanced with an effective and efficient distribution system method to ensure the quality of the fish remains in good condition. Good distribution management of fish products by controlling product temperatures that remain low throughout the distribution process is known as cold supply chain management. This requires cold supply chain management to be handled well because it has a controlling effect on fisheries logistics costs. Some of the facts above are the background for this research through analysis of the logistics cost structure, including the obstacles faced by the cold chain supply chain for caught fish and the cold chain business prospects and obstacles faced by this industry. Analysis of the distribution process also involves a review of the refrigerated transport fleet. The methodology used in this study is a mix method which begins with the development and distribution of questionnaires related to logistics operations and fishing costs. Next, data collection was carried out through interviews with fishermen, collectors and traders on the north and south coasts of Java Island.

This research is motivated by the phenomenon of the high interest of generation Z in Bima Regency in choosing to work in the agricultural sector. This research aims to analyze the influence of various factors, such as family economic conditions, environment, personality, motivation, and farming experience, on Generation Zs interest in choosing to work in the agricultural sector in the Bima Regency area. The type of research used is quantitative-descriptive. The population is generation Z, aged 15–24 years, who work as farmers or in the agricultural sector in six sub-districts in Bima Regency, namely Lambu, Monta, Wera, Langgudu, Belo, and Sape, with a total sample of 322 respondents. Primary data collection was carried out through interviews, observation, and documentation using questionnaire instruments and Google Forms. The data analysis was carried out using the multiple linear regression method. The results of the analysis show that partially family economic factors, environment, personality, motivation, and farming experience have a positive and significant effect on generation Zs interest in working in the agricultural sector in Bima Regency. Meanwhile, simultaneously, family economic variables, environment, personality, motivation, and farming experience have a positive and significant effect on generation Zs interest in working in the agricultural sector in Bima Regency.

This research aims to determine the quality of human resources, work professionalism, commitment and their influence on employee performance both partially and simultaneously. The research approach used in this research is a quantitative approach. The population in the company is 150 permanent employees and 75 people were taken as respondents with the sampling method used was simple random sampling or a simple random sample using a lottery/draw from the names of employees who were then drawn by lottery for the number of samples used, namely 75 names. employees selected in the drawing. The data analysis method uses multiple linear regression analysis. The results of the tests and analysis carried out stated that the quality of human resources had a positive and significant effect on employee performance, work professionalism had a positive and significant effect on employee performance and commitment had a positive and significant effect on employee performance. Simultaneously the quality of human resources, work professionalism, and commitment to support the performance of employees of the Tirta Kahuripan Regional Drinking Water Company, Bogor Regency

Representative execution is basic for a firm to support its monetary reasonability in the present business climate. Each associations prosperity is to a not set in stone by the efficiency of its representatives. Subsequently, expanding representative efficiency has arisen as a basic issue for the achievement and supportability of endeavors. The objectives of this study were: to determine the influence of evaluation to assess the influence of management by objective to establish the influence of performance appraisal and to evaluate the influence of 360 degree appraisal on employee performance at Eldoret Water and Sanitation Company. This study would be significant to the management of Eldoret Water and Sanitation Company as it will aid them in decision making and policy formulation, further, the findings also would be beneficial to both current and future researchers as it will act as reference point and literature review. The study was guided by goal setting, management by objective and expectancy theories. This studys target population was 405 workers. The sample size of the study was 121 workers who were picked by the use of random sampling technique. The gathered data was analyzed using descriptive statistics of mean, standard deviation, and percentages as well as inferential statistics which included multiple linear regression. Tables were used to present the analyzed data. The study found that evaluation methods had significant positive relationship with employee performance, as indicated by a coefficient of .474, similarly, management by objective was found to have a positive impact on employee performance, with a coefficient of .401. The study concluded that evaluation methods had positive perception among respondents towards performance evaluation. Lastly, the study recommended that ELDOWAS should continue in utilizing performance evaluation as a valuable tool for identifying areas of improvement and setting clear performance expectations.

Meatballs are a food that is much sought after by Indonesian people, especially the people of Situbondo Regency. In Situbondo Regency, there are many business people who sell meatballs. One of them is Mr. Jumaris Meatball Business P. Kardi which is located in Curah Jeru Village, Panji District, Situbondo Regency. However, there are still many business actors who still have various obstacles in marketing their products. Such as not having the right marketing strategy, not carrying out promotions or even not taking into account raw material costs and labor costs in determining the selling price. Therefore, this research uses a SWOT analysis approach to determine marketing strategies to increase sales and develop the business. Based on the IFAS and EFAS calculations that have been carried out, it can be concluded that P. Kardis Meatball Business is at 0.7892; 0.5822. So from these calculations it can be concluded that Mr. Jumaris P. Kardi Meatball Business is in quadrant I position, this position shows a very favorable situation for Mr. Jumaris P. Kardi Meatball Business to carry out aggressive or growth strategies. The results of the SWOT analysis produce several alternative strategies that companies can choose, namely: 1) Improving product quality so that they can attract more consumers and increase consumer satisfaction and loyalty, 2) Creating products with new shapes and tastes, 3) Utilizing social media to carry out promotions and advertisements, 4) Establish good cooperation with regular meat sellers and meat grinders, 5) Expand marketing locations so that consumers who want to eat on site can enjoy their food deliciously.

Human resources are one of the main drivers in the success of an organization, even whether an organization is successful or not is determined by the existence of human resources. This research aims to determine the influence of core values and leadership style on employee performance at RSD dr. Soebandi Jember. The population in this study were all employees of RSD dr. Soebandi Jember, totaling 1,123 employees. By using the Slovin formula, it is known that the sample size is 100 respondents. The data analysis method used in this research is Structural Equation Modeling (SEM). The research results show that the core values applied at RSD dr. Soebandi can improve employee performance. The leadership style applied by RSD dr. Soebandi has a positive impact on improving employee performance.

This paper contributes to a different marketing approach on how to describe value from the customers perspective. This research examines value-based pricing by highlighting a customer-centric approach with a focus on customer value creation to explore what this literature can convey in achieving success. The research locus is the research object of the Jombang Bonsai Community FB community which has 16,645 members. with consideration: Members of the Jombang Bonsai Facebook Community Trust; Own a bonsai plant business; Join the community for at least 2 years. The qualitative approach carried out through the data analysis technique used is the Manual Data Analysis Procedure (MDAP), from the results of interviews accompanied by triangulation of sources and theories to produce findings on customer-centred approach marketing strategies including Price Formation: Product and Services, Authorization Use, Resource Access, Benefit Claim Rights, Buyer Type, Availability, Use, Results, Economic Success. As well as Mechanism Policies: Quantity, Price Formation, Price Conditions, Price Discrimination, Product Characteristics, Customer Identity, Transaction Forms, Market Laws.

This research aims to analyze the influence of Quality of Work Life on Work Life Balance which is mediated by Job Stress, Job Satisfaction and Job Commitment (Study on Employees PT Nindya Karya Project Indonesia). The type of research used in this research is explanatory research, with the research method being an explanatory survey which prioritizes quantitative methods. The population is all employees of PT Nindya Karya Project Indonesia, totaling 197 people, with a sample size of 132 people. The sampling technique uses nonprobability sampling with accidental sampling technique. The data analysis method uses Structural Equation Modeling - Partial Least Square (SEM-PLS). The research results show that Quality of Work Life has a significant positive effect on Job Stress, Job Satisfaction and Job Commitment. Job Stress, Job Satisfaction and Job Commitment has a significant positive effect on Work Life Balance. Quality of Work Life has a significant positive effect on Work Life Balance which is mediated by Job Stress, Job Satisfaction and Job Commitment

This research aims to determine the effect of implementing internal control, good corporate governance and whistleblowing systems on fraud prevention. The type of research used is associative research. The location of the research was carried out at four Rural Banks in Palembang City. The data used is primary data. Data collection techniques are through interviews and questionnaires. The sample collection method uses purposive sampling. The population in this study included 47 respondents from the internal control system, compliance and risk management, head of operations, head of credit & legal Information, internal audit and finance. The data analysis method used is quantitative analysis. Technical analysis uses multiple linear regression and t test. The t test results show that the Implementation of Internal Control has no effect on Fraud Prevention, Good Corporate Governance has an effect on Fraud Prevention, and the Whistleblowing System has no effect on Fraud Prevention.

Industry 4.0 has greatly facilitated the adoption of Digital Finance Inclusion (DFI) in Indonesia. Consequently, DFI providers need to investigate the many variables influencing DFI users to understand their consumers better. The primary step in comprehending the initial hurdles for DFI is through DFL (Digital Financial Literacy). This study aims to identify, quantify, and authenticate the factors that influence Digital Financial Literacy (DFL) among Indonesian people who engage in fintech services. In 2023, 225 adult fintech users in Indonesia were polled via a self-administered survey. The findings demonstrate that there are 11 factors that influence DFL among adults in Indonesia. This study generated unique contributions by emphasizing critical parameters that offer solutions for assessing digital financial literacy that can serve as a foundation for constructing a digital financial literacy index. Therefore, the study shows that a deep foundational understanding of DFL is necessary to utilize DFS efficiently.

This research explores the cultural phenomenon of Rentaru Kareshi as an innovative manifestation of entrepreneurship in virtual business among consumers in postmodern society. Rentaru Kareshi, or girlfriend rental service, is a service that offers temporary social connections through virtual and face-to-face media, reflecting changing social dynamics and identity expressions in the digital era. Using qualitative methods and a case study approach, this research analyzes various aspects of this business model, including business opportunities, marketing strategies and operational procedures. The research focus is the Instagram application on the Sewapacarbdgg account, namely @sewapacarbdgg, then the researcher will conduct in-depth interviews with informants. The data analysis technique used is the Manual Data Analysis Procedure (MDAP), from the results of interviews accompanied by triangulation of sources and theories to produce findings regarding Business Opportunities which link the themes to the propositions Inspiration, Benefits, Recognizing Needs, Current Trend, Think Uniquely and Innovatively. by using Marketing Strategy Contact Form, Advertising System, Payment System and Rental Partner operational systems, Vision Rental Partner, Agency Rental Partner, Talent Rental Partner. The research results show that Rentaru Kareshi not only meets consumers emotional and social needs but also creates a new market niche in the digital economy. The service successfully combines effective advertising strategies and an efficient payment system to build strong and sustainable customer relationships. This research contributes to a deeper understanding of innovative business opportunities in a postmodern consumer society and offers valuable insights for the development of business strategies in the context of an evolving digital economy.

Banks are the primary participants and play a crucial role in the financial systems of most economies, including Indonesia. Banks face systemic risk because of their dynamic structure and the complex economic environment in which they operate. This study aims to measure the systemic risk in the Indonesian banking industry. This study employs quarterly data from 2010 to 2022 for 39 banks listed on the Indonesian stock exchange. In order to obtain the systemic risk index, this study uses the approach of conditional value at risk (CoVar) as well as marginal expected shortfall (MES).

This research aims to analyze The influence of environmental orientation and green human resource management on green competitive advantage mediated by green innovation, case study in the hotel industry in Padang City. The type of research used in this research is explanatory research, with the research method being an explanatory survey which prioritizes quantitative methods. The population is owners, employees at manager, director or CEO level or strategic managerial positions in the hotel industry in Padang City. Based on data on the number of Hospitality Accommodation (Units) for the 2022 period in Padang City, the number of hotels is 122 hotels. The sampling technique uses Non Probability Sampling method with Saturation Sampling technique, where each hotel will be studied by 2 people each. The data analysis method uses Structural Equation Modeling - Partial Least Square (SEM-PLS). The research results show that environmental orientation has a positive and significant effect on green innovation. Environmental orientation does not have a significant effect on green competitive advantage. Environmental orientation has a positive and significant effect on green competitive advantage mediated by green innovation. Green human resource management has a positive and significant effect on green innovation. Green human resource management has a positive and significant effect on green competitive advantage.Green human resource managementhas a positive and significant effect on green competitive advantage mediated by green innovation. Green innovation has a positive and significant effect on green competitive advantage

The aim of this research is to investigate the impact of inflation, credit interest rates, exchange rates, and labor on domestic investment (PMDN) in Indonesia. Using secondary time series data from government institutions such as the Investment Coordinating Board, Central Statistics Agency, and Central Bank of Indonesia, the research examined these macroeconomic variables from Q1 2010 to Q4 2018. Quantitative data analysis, including multiple regression and models such as Autoregressive Conditional Heteroscedasticity (ARCH) and Generalized Autoregressive Conditional Heteroscedasticity (GARCH), was used to determine the relationship between the independent and dependent variables. The findings indicate that exchange rates and labor have a positive as well as significant impact on PMDN, while credit interest rates have a negative and significant impact. The effect of inflation on PMDN was found to be negative and insignificant. The research concludes that using the best model of E-GARCH, inflation, credit interest rates, exchange rates, and labor affect PMDN in Indonesia.

This research aims to test, analyze and apply grand theory to the determining factors of SPI personnels ability as internal auditors in educational sector institutions, namely competence, independence, work experience, professional skepticism and spiritual intelligence in the prevention and detection of fraud in state universities and apply research variables to state university management who want to improve the internal audit function (SPI). This research uses quantitative methods. The data source used in this research is primary data measured using a Likert scale obtained directly from respondents via a questionnaire. The population in this study were all SPI personnel at PTN Indonesia in the State University category under the auspices of the Ministry of Education, Culture, Research, Technology and Higher Education. The sampling technique is using a census technique or total sampling with a sampling method using the non-probability sampling _Convenience Sampling method. The analysis technique uses IBM Statistical Product and Service Solution (SPSS) 24.0 software. Partial and simultaneous research results show that competence, work experience, professional skepticism and spiritual intelligence have a positive and significant effect on fraud prevention and detection, while independence does not have a positive and significant effect on fraud prevention and detection.

This research aims to examine the study of Kopi Kenangan customer engagement: viewed from the perspective of social media marketing, brand image and brand love. The population in this study were consumers who consumed food/drink products sold by Kopi Kenangan in Padang City with a sample of 175 people. The sampling technique uses a nonprobability sampling method with purposive sampling technique. The data analysis method used is SEM-Partial Least Square (PLS). The research results found social media marketing has a positive and significant effect on brand love. Social media marketing positive does not have a significant effect on customer engagement. Brand image has a positive and significant effect on brand love. Brand image positive does not have a significant effect on customer engagement. Brand love has a positive and significant effect on customer engagement. Social media marketing and brand image have a positive and significant effect on customer engagement with brand love as a mediating variable. The effect of brand love mediation on the influence of social media marketing and brand image on customer engagement, based on the mediation analysis procedure in SEM-PLS with the path coefficient significance method shows that the indirect relationship is significant, but the direct relationship is not significantso that conclusions can be drawn from the results of the decisionIndirect-only mediation(indirect relationship mediation only)in the form of full mediation (full mediation)

This research aims to determine and analyze the influence of intrinsic halal awareness and extrinsic halal awareness variables on purchasing decisions among Muslim students in the Department of Business Administration, Malang State Polytechnic. Do the variables of intrinsic halal awareness and extrinsic halal awareness influence purchasing decisions, either partially or simultaneously. The location of this research in the Department of Business Administration, Malang State Polytechnic. This research was analyzed using multiple linear regression. This research found the results as following: intrinsic halal awareness variables and extrinsic halal awareness variables influence purchasing decision variables both partially and simultaneously. Extrinsic halal awareness variables are the dominant variables in influencing purchasing decision variables.

This This study aims to determine the influence of behavioral finance or psychological bias on investment decisions made by Employee Stock Ownership holders of PT Bank Central Asia. Tbk focuses on variables such as overconfidence, herding, and anchoring. This research is based on qualitative data and uses multiple linear regression for its analysis and research tools using SPSS. This research questionnaire was spread across 155 holders of Employee Stock Ownership of PT Bank Central Asia.Tbk. The results showed that overconfidence and anchoring have a significant effect on influencing investment decisions. Overconfidence has the most significant influence on decision-making while herding has a more moderate influence. This research is expected to help understand what factors can influence investment decisions and can help to make better decisions and avoid potential biases that can lead to suboptimal results.

The purpose of this study is to describe how inflation, interest rates, exports, and currency exchange rates affect Indonesias foreign exchange reserves in the short and long run. In order to investigate short-term relationships, this study applies an autoregressive distribution lag (ARDL) model for cointegration for long-term associations. In addition, the error correction model (ECM) is used. Foreign exchange reserves, which are based on annual statistics, are the dependent variable. The four independent variables are interest rates, exchange rates, inflation, and exports. According to the studys findings, exports and exchange rates have a significant positive short- and long-term influence on foreign exchange reserves, whereas interest rates have a negative long-term impact on reserves. Foreign currency reserves have become an increasingly crucial indicator of a countrys economic health in the current global economic climate. However, few research have thoroughly examined these traits in both the short and long term. This study attempts to provide fresh insights into how these variables interact and influence Indonesias foreign

This research explores who really benefits from the Multi-Level Marketing (MLM) system with a case study of consumer behavior regarding Oriflame products. This research uses qualitative methods with a case study approach to understand the dynamics and motivations behind consumer participation in MLM. The focus of this research is to explore how attitudes, subjective norms, and perceived behavioral control influence consumers intentions and actions in joining and remaining in MLM, how external stimuli and previous experiences influence consumer behavior. The locus of this research involved five different womens communities, namely posyandu administrators, gymnastics community, Beauty Community members, weekly social gathering founders, and weekly regular recitation members, who were selected through purposive snowball sampling. The results show that despite the potential for significant financial gain and personal development, distrust of the business model and challenges in product sales often hinder long-term success. This study contributes to the literature on consumer behavior in the MLM context and provides recommendations for companies to increase transparency and support for distributors.

This research aims to evaluate the factors that influence the working time of workers in Central Lombok district, West Nusa Tenggara, Indonesia. The data used in this research is secondary data obtained from the Central Statistics Agency. In this case, the number of variables used are age, income, gender, and working time. The data used in this research comes from SAKERNAS data for August 2022 with the number of respondents used being 586 respondents. The analytical tool used in this research uses the multiple linear regression analysis method where the data processing software used is IBM SPSS Statistics 22 software. Based on the processing results, the results obtained are that the variable factors wage and gender have a positive and significant effect on the amount of working time of the population in Central Lombok Regency, while the age variable does not significantly influence the working time of workers in Central Lombok Regency.

Based on Stakeholder Theory and Social Cognitive Theory. This research aims to determine the influence of the relationship between green process innovation on the performance of MSMEs and moderating perceived environmental volatility. This research uses a survey. Research population of MSME owners in Solo City, Indonesia. Convenience sampling was used with a sample size of 120 respondents. Data analysis used PLS-SEM version 3.0. The research results show that green transformational leadership has a significant effect on the performance of MSMEs. Green process innovation has a significant effect on the performance of MSMEs. Moderation of perceived environmental volatility in the relationship between green process innovation has a significant effect on the performance of MSMEs and has a positive but not significant effect. The current research provides useful insights into green process innovation and perceived environmental volatility that can improve MSME performance

To cope with the complexity of modern life, the need for better financial education is more crucial than ever. To make a good financial decision, a person needs to equip himself or herself with the knowledge and skills necessary to make an informed financial decision, manage debt effectively, plan for the future, and navigate a complex economic landscape. To exercise these complex economic decisions, the brain plays an important role in integrating information, assessing risk and reward, managing emotions, and executing strategies to achieve financial goals. As a result, an emerging field in the area of behavioral finance has emerged, which acts as a multidisciplinary field of study known as neurofinance. Neurofinance is a combination of fields of study like neurology, psychology, and finance and is an important tool for understanding an individuals behavior towards financial activity done through brain mapping. Thus, this paper constructs the concept of neurofinance in the life of an individual financial decision-maker. The present study demonstrates the available studies constructed by different researchers, authors, and organizations. After reviewing the existing literature, the researcher found a major gap in that there was not a single study conducted to determine the influence of neural behavior on financial decision-making among the private and government sector employees of a selected region. Therefore, it is imperative to know whether there is any association between neurofinance and the individual financial decision-making of the people in North-East India. Accordingly, it is anticipated that this review paper will facilitate forthcoming empirical research to examine individual financial decision-making in detail.

This descriptive study investigated the perceived impacts and challenges of rural tourism in Surigao del Norte, Philippines. A survey of 400 stakeholders from 20 municipalities was conducted to assess perceptions regarding economic, socio-cultural, and ecological capital. Descriptive statistics were used to summarize the data, and chi-square tests and z-tests were employed to analyze differences between demographic groups and correlations between perceived impacts and challenges. The findings revealed a predominantly positive perception of rural tourisms impacts on all three forms of capital, with significant benefits identified in job creation, investment attraction, cultural exchange, and environmental conservation. However, challenges related to infrastructure, business support, environmental protection, and community involvement were also highlighted, with perceptions of economic challenges varying significantly among stakeholder categories. This research contributes valuable insights for the development of sustainable and inclusive rural tourism strategies in the region.

This study aims to determine the repurchase intention of Alas Cobek Restaurant consumers which is influenced by social media marketing factors, product quality, Alas Cobek Restaurants image, and consumer satisfaction with the services and dishes served by Alas Cobek Restaurant. This study adopts the stimulus, organism, and response theory to confirm the relationship between emotional and consumer responses regarding intentions and purchases. Respondents in the study were consumers who came to Alas Cobek Restaurant and had accessed social media owned by Alas Cobek Restaurant. Sampling using purposive sampling as many as 330 respondents were processed using structural equation modeling with the LISREL application. The results showed that social media marketing, product quality, and brand image affect customer satisfaction so it has an impact on consumer repurchases at Alas Cobek Restaurant. This research implies that Alas Cobek Restaurants needs to make improvements in providing information through social media marketing regarding Alas Cobek Restaurant products and services.

The purpose of this paper is to examine the capital structure and its determinants within the Health Industry in Indonesia. Utilizing a panel data model, this study analyzes the financial data of Healthcare Companies listed on the Indonesia Stock Exchange, covering the period from 2017 to 2023, with data processing conducted using the Evieus Software version 13 application. The findings confirm the dominant role of firm-specific factors, indicating that Company Growth, Profitability, Asset Tangibility, and Revenue Volatility significantly affect Book Leverage (BL), while Company Size has a notable effect of 17%. This research provides a novel contribution by focusing on the capital structure analysis specialized in the Pharmaceutical Industry in Indonesia, an area that has not been extensively explored before

The purpose of this study is to determine the optimal portfolio of stocks that are listed in the LQ-45 period (January 2023 – January 2024) and compare the return and risk in stocks that are included in the LQ-45 but not included in the optimal portfolio. The method used is the Single Index Method, which uses the ERB (Excess Return to Beta) assessment reference. The results showed that out of 45 stocks there were 10 stocks that had large ERB, which were included in the optimal portfolio were GGRM, BBTN, KLBF, EXCL, ICBP, MAPI, UNVR, CPIN, INDF, and TBIG, which provided a return of 6.61% per year and a risk of 0.08% per year. Meanwhile, the remaining thirty-five stocks were made up as well as 10 other portfolios. Each of these portfolios consists of 10 randomly selected stocks. These ten portfolios yield higher returns than optimal portfolios. However, they also have a higher risk. The results of the comparison of the coefficient of variation between the optimal portfolio and the other 10 portfolios show that the optimal portfolio is the best portfolio

This study examined how access to energy and climate change affect poverty level in some selected West African countries. To achieve the objectives of this study, the researchers collected data on energy access, electricity generated, electricity consumed, price of electricity, climate change (carbon emission) and poverty index from the six selected countries. The selected six (6) countries in west Africa for the study are: Benin, Ghana, Liberia, Nigeria, Senegal, and Sierra Leone based on energy consumption and population size. The period covered by the study is 1995-2022. Both statistical and econometric techniques were adopted for the analysis of the data. Based on the analysis of the data using the Arellano-Bond two-step GMM Dynamic Panel econometric technique, some key empirical findings were made are: Volume of electricity generated had positive and insignificant impact on poverty index. This shows that volume of electricity generated as measure of energy access was not a significant predictor of poverty reduction among the selected west African countries during the period reviewed. Electricity consumed had a positive but insignificant impact on poverty index. This implies that electricity consumed was not a significant predictor of poverty rate among selected west African countries during the period reviewed. Access to electricity had a negative but insignificant impact on and poverty index. This implies that access to electricity was not a significant predictor of poverty reduction among selected countries in west African sub region during the period reviewed. Also, carbon emission as a proxy for climate change impacted negatively but insignificantly on poverty level. This implies that climate change was not a significant predictor of poverty eradication among selected west African countries during the period reviewed. Based on these findings the study recommended effective policies that will address electricity pricing, electricity subsidy and electricity metering in the selected west African countries as possible measures of eradicating poverty in the sub region.

The use of foreign direct investment (FDI) is seen as an attractive instrument and lever to support socio-economic development in the current phase of the nations accelerated industrialization and modernization. Vietnam has drawn a lot of projects and foreign direct investment (FDI) money over the years because to its open-door policies, incentives, and favorable business environment. The National Assembly of the Socialist Republic of Vietnam has proposed Investment Law No. 61/2020/QH14, dated June 17, 2020, which includes investment preferential measures. Our nation is home to numerous internationally funded businesses that have made significant progress toward realizing socio-economic objectives, winning the renovation competition, and bolstering Vietnams standing and influence internationally.

Quality education is considered a key factor in addressing the issue of high-educated unemployment in ASEAN countries. The Working Holiday Visa (WHV) Australia program is seen as one of the solutions aimed at reducing this unemployment rate. This research aims to analyze the impact of the WHV Australia program on reducing high-educated unemployment in ASEAN. Data were obtained from ASEAN countries participating in the WHV program, namely Indonesia, Malaysia, Thailand, Vietnam, and Singapore. Through an analytical approach with data sourced from interviews, the findings of this research indicate that the WHV Australia program is relatively accessible to the ASEAN community. Furthermore, the program has the potential to enhance the economies of its participants through increased earnings in Australia compared to their home countries. Additionally, the program has a positive impact on reducing high-educated unemployment in ASEAN. These results provide significant implications for improving the implementation of the WHV Australia program and efforts to reduce high-educated unemployment in ASEAN countries.

This research aims to analyze the development of the Segunung Traditional Village as a community-based tourism destination and participate in supporting local Micro, Small and Medium Enterprises (MSMEs). Using a phenomenological approach, this research explores how integration of daily community activities, preservation of local wisdom, and collaboration with various parties, such as the Education and Culture department and milk factories in Jakarta, can improve the economic, social and cultural welfare of villages. It is hoped that this research can become a model for the development of sustainable community-based tourism in other villages with similar characteristics. Through the data analysis technique used is the Manual Data Analysis Procedure (MDAP), from the results of interviews, observations accompanied by triangulation of sources and theories to produce findings. The results of the research found that in order for the Community Based Tourism Destination Branding Model to function optimally it must focus on Product Innovation, Promotion Strategy, Social Media, Marketing Communications, Educational Tourism, Brand Positioning, Collaboration, Local wisdom, Brand Equity, Value Chain Development

The level of external debt of a country is of fundamental importance in every economy, as external debt may reflect the effectiveness and efficiency of an economy. The study was motivated by the ever-increasing rate at which Ghana has consistently borrowed from external sources. This study aimed to assess the relationship between external debt financing and gross domestic product and establish the determinants of external debt financing in Ghana. Using selected time series data (Gross domestic product, external debt, population growth, inflation, Literacy rate, export of goods and service, general government expenditure, and interest on external debt, 1978 - 2017) based on literature reviewed on the macro economy of Ghana, the study employed Autoregressive Distributed lag model (ARDL) after the Augmented Dickey-Fuller test statistic and Philip Perron proofs not to be stationary at levels but stationary at first difference. For that matter, ARDL was used to assess the impact of external debt financing on GDP to establish the determinants of external debt. Diagnostic tests which include auto-correlation, heteroscedasticity, and normality were also performed. Based on the results of the study, it was concluded that, variables were related only in the short run but not related in the long run. It was recommended that, external borrowing, population growth, inflation, general government expenditure and literacy rate should be control since their coefficients proves to have negative impact on GDP and on external debts

This research aims to measure the performance of the supply chain at UD Bangkit, a trading business engaged in the production and distribution of seaweed. Supply chain performance measurement is carried out using the Supply Chain method Operations Reference (SCOR) which includes five main dimensions: reliability, flexibility, cost, assets and responsiveness. The research results show that measuring UD Bangkits Performance Attributes using the SCOR and AHP approach obtained a value of 51.58, it can be said that supply chain performance is in the average category. Based on the SCOR calculation, the lowest final attribute value is the performance value attributes reliability and metrics are perfect order fulfillment of 72 with a performance value of 9.36, and a performance value attributes responsiveness and its metrics Order Fulfillment Cycle Time is 48 with a performance value of 7.2. The highest value was obtained for Asset attribute Management, with a result of 18.83.

This research examines the effectiveness of the SCARF model (Status, Certainty, Autonomy, Relatedness, Fairness) in enhancing motivation and increasing employee engagement within government organizations. We have conducted multistage sampling with a descriptive and analytical design and collected primary data through Likert scale questionnaires. Extensive statistical analysis using SPSS, including regression and correlation analyses, uncovered noteworthy outcomes. The findings demonstrate a significant positive relationship between the overall SCARF model and employee engagement. Furthermore, all dimensions except Fairness exhibited a strong positive association with engagement, suggesting the importance of fostering feelings of respect, security, control, and connection for a more engaged government workforce.

Strategic planning plays a pivotal role in enhancing service quality and profitability in the healthcare industry. This systematic review synthesizes findings from various studies conducted between 2019 and 2023, exploring the impact of strategic planning on these two crucial aspects. Following the PRISMA 2020 guidelines, the review encompasses journals discussing strategy management in the healthcare industry, ensuring transparency and scientific rigor. The findings underscore the importance of involving employees and stakeholders, including patients, in the strategic planning process, as it increases job satisfaction, commitment, and service quality, while also fostering patient loyalty. Knowledge management, continuous learning, and informed decision-making serve as key factors influencing organizational performance. The strategic planning promotes effective resource allocation and incremental learning, which contribute to improved profitability. Studies consistently demonstrate that well-executed strategic planning positively affects the service quality, patient satisfaction, operational efficiency, cost-effectiveness, and profitability in healthcare organizations. Integrating digital technologies into the strategic planning process supports digital transformation, ultimately enhancing the service quality and profitability. Furthermore, the strategic planning also facilitates successful lean implementations, reducing waste and increasing efficiency. This systematic review highlights the broader implications of strategic planning, including its relationship to human resource management and organizational sustainability. Comprehensive strategic planning that involves the stakeholders, promotes the continuous learning, integrates the technology, and considers the human resources and sustainability is crucial for enhancing the service quality and profitability. Overall, this systematic review emphasizes the significance of strategic planning in the healthcare industry by shedding lights on the best practices, challenges, and key considerations for developing and implementing effective strategies to improve the quality of care, patient satisfaction, and long-term profitability.

The objective of this investigation is to assess the impact of leverage, liquidity, financial distress, growth opportunities, and firm size on hedging determinations utilizing derivative instruments/futures contracts among manufacturing firms listed on the Indonesian Stock Exchange from 2016 to 2022. The study encompasses the entire population of manufacturing companies listed on the Indonesian Stock Exchange during the aforementioned period, totaling 138 entities. A purposive sampling method was employed to select a sample of 123 companies. Secondary data was utilized for analysis, employing logistic regression as the analytical technique. The results indicate that leverage, liquidity, and financial distress exhibit adverse effects on hedging decisions, while firm size exerts a positive influence on such determinations. Moreover, the study finds no significant impact of growth opportunities on hedging decisions.

Sub-Saharan African (SSA) countries have recently embarked on an economic growth trajectory which is characterized by ambitious national development aspirations. The ability of the SSA economies to generate sufficient domestic revenues to spur their desired economic growth is limited resulting into fiscal deficits. External Debt has provided alternatives to the fiscal deficits prevalent in SSA economies. Dividends from external debt investments have been unevenly witnessed among the SSA countries. Regions with better institutional quality continue to reap considerable dividends from external debt investments while SSA economies continue to accumulate external debt with sluggish economic performance. This study made use of the Generalized Method of Moments (GMM) to examine the role played by institutional quality on the nexus between external debt and economic growth on a panel of 28 SSA countries over the period 2005 - 2021. Empirical results indicate that institutional quality influences a positive and significant relation between external debt and economic growth. Policy makers in SSA countries should therefore strive to improve on institutional quality in regard to external debt management in order to reap more economic benefits from external debt

Added Tax (VAT) already become money maker for the country. VAT rates experienced enhancement from 10% to 11% as of April 1, 2022. This naturally raises pros and cons from various society. Ascension tariff tax the in accordance with stated mandate in rule about Harmonization Regulation Taxation. However, for raise something tariff tax in the middle decline Indonesian economy as impact from This Covid-19 pandemic become question. Study this is very urgent Because can made evaluation for government specifically Directorate General of Taxes (DJP) for policy will made in the future, above evaluation the government can innovate for meet state revenue targets from sector taxation. Study this also contributes in educate must tax to get it follow future VAT policy, with hope state revenue will increase. Study this aim for analyze about influence enhancement VAT rate against Power buy society and stability countrys economy. Analysis techniques used is an analysis technique quantitative with Analysis Simple Linear Regression. Research result mention that enhancement VAT rates matter positive and significant to Power buy society and stability economy.

The focus of this research is to determine the effect of perceived reputation and perceived usefulness on e-purchase intention and to determine the mediating effect of e-trust. This research used a sample of marketplace users in Indonesia with 232 respondents. Hypothesis testing uses Structural Equation Modeling - Partial Least Square (SEM-PLS) with SMART PLS 3 as the software. This research combines different research models into one model with two theoretical concepts, TRA and TAM theories with perceived reputation and perceived usefulness variables as independent variables in the research. This research found that perceived reputation and perceived usefulness have a significant effect on e-purchase intention. However, e-trust does not mediate the effect between perceived reputation and perceived usefulness on e-purchase intention.

The shift in awareness of the importance of business sustainability requires companies not only to maintain business continuity but also to play a role in sustainable development. A Sustainability Report is a disclosure document provided by a regarding its performance in economic, environmental, and social aspects of its operations. The purpose of this research is to determine whether the GRI topic standards disclosed by companies affect the firm value, moderated by profitability. This study examines the impact of economic disclosure, environmental disclosure, and social disclosure on firm value, with profitability as a moderating variable. The research was conducted on LQ-45 Low Carbon Leaders index companies during the period from 2020 to 2022. The study was conducted by performing a content analysis of sustainability reports and subsequently conducting a regression test using EViews version 12. The results of the study indicate that 1) economic disclosure has a significant impact on firm value, 2) environmental disclosure does not have a significant impact on firm value, 3) social disclosure does not have an impact on firm value, and 4) profitability only moderates the impact of environmental disclosure on firm value.

This research explores the role of live streaming features in marketing strategy in the context of Marketing Strategy 5.0 and e-commerce live streaming. Using a qualitative phenomenological approach involving direct observation and secondary data analysis, this research identifies how live streaming not only functions as a tool to facilitate real-time product reflection, but also as a platform to build in-depth interactions with customers. Through the Marketing Strategy 5.0 approach, which emphasizes the use of technology to improve customer experience and personalization, the research focus is the TikTok account @serbagroosir with the consideration: this company has survived for more than 5 years with sales always increasing. Through the data analysis technique used, Manual Data Analysis Procedure (MDAP), from the results of interviews accompanied by triangulation of sources and theory, this research found that TikToks live streaming feature allows companies to answer consumer questions directly, provide exclusive promotions, and encourage impulse purchases. Additionally, live streaming helps in forming a loyal customer community and expands market reach thanks to TikToks algorithm that supports the discovery of new content. This research suggests that companies should increase the frequency of live streaming sessions and leverage data analytics to optimize streaming timing and content. For future researchers, it is recommended to expand the scope of the study by involving multiple accounts and platforms as well as conducting in-depth analysis of consumer behavior during live streaming sessions to provide more comprehensive insight into the effectiveness of this strategy in e-commerce.

The purpose of this study is to reveal the role of social media influencers, especially @chintakharisma and @anone033, in promoting products and institutions on the TikTok platform. By focusing on content strategy, direct interaction with followers, and its effect on consumer behavior, this study highlights the significant contribution of influencers in digital marketing. Using qualitative research with a cyber phenomenology approach. This research model uses a simple design with Triangulation Theory. The data collection techniques used are observation, interviews and documentation. The data analysis technique used is the Manual Data Analysis Procedure (MDAP). The findings show that the use of value-based content, responsiveness to questions and feedback, and strong community development can increase follower engagement and support the success of marketing campaigns. The practical and theoretical applications of this study are outlined, providing guidance for digital marketing researchers and directions for further research in this domain.

This paper aims to analyze socio-economic factors (womens education, husbands education, wages, family income, non-labor income, household expenditure) that encourage the productive role (work participation) of married women in West Nusa Tenggara. The research was conducted using qualitative ethnomethodological methods by trying to explain the reality of the socio-economic dimension of the productive role of married women in West Nusa Tenggara. Data was obtained from married female informants who worked as key informants, while family members, and other related informants, as accompanying informants (as well as for validation tests). The results of the study show a social (non-economic) aspect, for those who are highly educated, they want to devote the knowledge they have obtained. However, in addition to these reasons, there are also women who choose to work because they feel subjective, such as bored with the routine of taking care of the house, or because of the assumption that by working, their association and status are better than just being housewives. The basic assumption of all married women who perform productive roles is as a source of additional income. From the economic aspect, the condition of low-income households (poor families) has a target level of income in line with the level of subsistence. That the productive role of married women will depend on the husbands ability to generate income compared to the income target. If the husbands income is below the income target, the wife will work more to achieve the subsistence needs. The findings of this study can be concluded that there are two major reasons why married women in West Nusa Tenggara to perform dual roles, namely because it is a "must" and because of a "desire".

This study analyzes how the dimensions of globalization, economic growth, and income inequality affect poverty with the Vector Error Correction Model (VECM) model in the long term. This research method uses time series data and secondary data. The data used in this study are economic growth rate, Gini ratio index, de facto and de jure economic globalization index, social globalization index (%), and the number of poor people (%) in Indonesia from 1984 to 2020 sourced from BPS, World Bank, and KOF ETH Zurich. The result of this study is the cointegration of the dependent variable, namely poverty, with the independent variables, namely the dimensions of globalization, economic growth, and inequality in Indonesia. Hence, the model chosen in this study is the Vector Error Correction Model (VECM). Economic growth, economic globalization, social globalization, and economic cooperation negatively and significantly affect poverty in Indonesia in the long run. Inequality has a positive and significant effect on poverty in Indonesia in the long run.

This research investigates the marketing strategies used by shops in Madura with a focus on the tagline "Open 24 Hours / 7 Days; Stop Opening Half A Day". Through a SWOT analysis approach and the Porters Diamond framework, this research aims to understand how the tagline supports the competitiveness and operational success of stores in a unique local context. Research methods include in-depth interviews with shop owners, customer surveys, and operational data analysis. This research model uses a simple design with Triangulation Theory. The data collection techniques used are observation, interviews and documentation. The data analysis technique used is the Manual Data Analysis Procedure (MDAP). The research results show that the tagline not only acts as a creative marketing tool, but also reflects a commitment to high customer service and operational continuity in the face of changing market conditions. A SWOT analysis identifies strengths such as responsive customer service and weaknesses such as reliance on local resources, while a Porters Diamond analysis highlights related factors and industry conditions that support the stores operational strategies. Suggestions for future research include data collection, comparative studies with other industrial contexts, and collaboration with local governments to support demand and development of local shops in Madura.

Taxpayer compliance is an obedient and obedient attitude carried out by taxpayers in fulfilling tax responsibilities in accordance with applicable regulations. This research aims to determine the effect of service quality, digitization of tax services, understanding and awareness of taxpayers on hotel taxpayer compliance at the Badung Regency Regional Revenue Agency. This research is based on Attribution Theory and uses a purposive sampling technique to determine the sample. The sample in this research were 184 respondents. Technical analysis data of this research uses multiple linear regression analysis. The results of this research indicate that service quality, digitalization of tax services, tax understanding, and taxpayer awareness have a positive effect on taxpayer compliance

The aim of the research is to analyze the role of work engagement in mediating the influence of leader-member exchange and perceived organizational support on organizational citizenship behavior. This research is a type of explanatory research conducted on employees at the Six Senses Hotel Uluwatu, Bali and the Royal Tulip Springhill Resort Jimbaran. The research population was 332 employees, sampling used non-probability sampling with a saturated sampling technique. The number of samples used was all employees in the front office and housekeeping departments, totaling 112 respondents. Data analysis was carried out using descriptive and inferential analysis of Structural Equation Modeling (SEM) with the Partial Least Square (PLS) approach. The research results show that leader-member exchange has a positive and significant effect on organizational citizenship behavior, perceived organizational support has a positive and significant effect on organizational citizenship behavior, work engagement has a positive and significant effect on organizational citizenship behavior, leader-member exchange has a positive and significant effect on engagement. work, perceived organizational support has a positive and significant effect on work engagement, work engagement partially mediates the effect of leader-member exchange and perceived organizational support on organizational citizenship behavior

This study investigates the stochastic properties of unemployment rate in top ten African oil exporting countries, by examining whether the high unemployment rate in these countries are mean reverting or non-stationary. Using annual data spanning between 1991 and 2023, the study employs a battery of unit root tests, namely, Classical ADF, Fourier ADF (FADF), ADF with Structural Break (ADF-SB) and Fourier ADF with Structural Break (FADF-SB) to test which of the hypothesis of unemployment (natural rate hypothesis, hysteresis hypothesis and structural slump hypothesis) do the unemployment behaviours in African oil exporting countries actually belong to. Findings from the study reveal the superior functionality of FADF-SB over the other unit root tests, stemming from the ability of the ADF model laced with both Fourier and Structural Break to revert the high unemployment rates of all the reviewed countries to equilibrium. Based on the findings in this study, it is therefore concluded that the characteristics of unemployment rate in African oil exporting countries align with and support the structural slump hypothesis of unemployment and thereby recommended that the structural factors should be modelled in the unemployment trend of their economies.

All businesses must ensure customer satisfaction by offering superior products and services, given the intense competition that businesses face in order to stay in the market. In order to prevail in the competition, the business must satisfy its clients. Examining the impact of service quality on customer satisfaction is the goal of the study. Evaluating how employee performance affects customer satisfaction. Evaluating how employee performance and service quality affect customer satisfaction. This study employs a quantitative descriptive approach with a survey method. Customers of the Bank Mandiri Klaten Branch Office who had utilized its services made up the population, and a purposive sampling technique was used to select a sample of 100 respondents. Meanwhile, using multiple linear analysis tools, F test, t test and coefficient of determination. Customer satisfaction is impacted by the influence of the service quality variable (X1), according to the test results. Customer satisfaction is significantly impacted by the employee performance variable (X2).

The DPRD General Election (PEMILU) is an event for electing peoples representatives at the regional level who are expected to represent the aspirations of the people who elect them. The peoples hopes are very high for his deputy who will sit on the honorable council of peoples representatives. This research aims to determine and analyze the impact of political program promotions and social media on the decision to elect members of the Jember Regency DPRD in the 2024 Election. The population in this research is the entire Permanent Voter List (DPT) in Jember Regency which is classified as a millennial generation of 662,664 people ( 33.6%) of the total DPT in Jember Regency of 1,972,216 people. By using the Slovin Formula, a sample size of 100 respondents was obtained. This research consists of 2 types of variables, namely independent variables (political programs and social media) and dependent variables (decisions to elect DPRD members). Descriptive analysis was carried out to determine the descriptive nature of respondents. Analysis of validity tests and reliability tests to test research questionnaires. Test the hypothesis to determine the impact of the independent variable on the dependent variable in this research. After the analysis was carried out, the result was that the promotion of political programs had an impact on the decision to elect DPRD members. Social media has an impact on the decision to elect DPRD members.

This study aims to determine the effect of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR) and Non- Performing Loan (NPL) in the Return on Asset (ROA) with Net Interest Margin (NIM) as an Intervening Variable in BUMN Bank Listed on the Indonesia Stock Exchange 2018-2022. The independent variable used in this study is Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR) and Non-Performing Loan (NPL). The dependent variable used is Return On Asset (ROA). The intervening variable used is Net Interest Margin (NIM). The method used in this study uses nonprobability sampling technique, using secondary and quantitative data. The analysis technique in this research uses Smart PLS 3.0 by analysing the inner model such as the coefficient of determination, hypothesis testing and path analysing. The research show that, CAR has a significant and positive effect on NIM, LDR and NPL have no significant and unidirectional effect on NIM, CAR and LDR have no significant and unidirectional effect on ROA, NPL and NIM have a significant and unidirectional effect on ROA, NIM can mediate the influence of the variable CAR on ROA, NIM cannot mediate the influence of the LDR and NPL variables on ROA.

Islamic fintech is the latest breakthrough in finance that combines finance and technology using Islamic principles. Opportunities in developing Islamic fintech in Indonesia are also very wide open considering the large population of Indonesia who are Muslims. This research has two main objectives. The first objective of this study is to determine whether there is a difference between Islamic fintech and conventional fintech. The second and third objective is to determine whether Islamic fintech and conventional fintech affect economic growth in Indonesia. Independent T-test analysis is used to test the first objective, while regression analysis is used in this research method to test the second and third objectives. This research is a type of quantitative research. The data used is monthly time series data from January 2019 to December 2022. This research concludes that there are substantial differences between sharia and conventional fintech. This difference is caused by the large difference in the number and scale of sharia and conventional fintech businesses, namely 2%:98%. The impact of sharia fintech on Indonesias economic growth is very small. The reason is that Sharia fintech in Indonesia is not yet operating optimally due to several obstacles. Apart from that, Indonesias economic growth is greatly influenced by conventional fintech. This is due to the large number of assets and businesses which contribute 98% of total fintech assets

This study explores the influence of consumer behavior and community engagement on the success of One Commune One Product (OCOP) initiatives in Nghe An Province, Vietnam, while also investigating the moderating effect of brand awareness. Drawing upon the Theory of Planned Behavior, Social Capital Theory, and brand equity frameworks, a conceptual model was developed and tested using structural equation modeling (SEM) with data from 285 OCOP enterprises, cooperatives, and household businesses. The results indicate that consumer behavior and community engagement have significant positive impacts on the success of OCOP initiatives, with brand awareness positively affecting consumer behavior and moderating the relationship between consumer behavior and OCOP success. This study contributes to the theoretical understanding of rural development by showcasing the interplay of consumer, community, and brand factors in determining OCOP outcomes. Practical implications for policymakers and OCOP stakeholders are discussed, underlining the significance of consumer-oriented product development, community engagement mechanisms, and effective branding strategies. Despite its limitations, this research offers valuable insights for designing and implementing sustainable rural development programs in Vietnam and beyond.

This research aims to analyze the direct effect of inflation on growth, the direct effect of inflation on unemployment, the direct impact of economic growth on unemployment, and the indirect effect of inflation on unemployment through economic growth as an intervening variable. The analysis uses data from 34 provinces in Indonesia spanning the period from 2014 to 2022, utilizing Eviews for statistical processing. The Fixed Effects Model (FEM) was selected for Model 1, while the Random Effects Model (REM) was chosen for Model 2. This research found that inflation has a direct positive and significant effect on economic growth, inflation has a direct positive and significant impact on economic growth, economic growth has a direct negative and significant effect on unemployment, and indirectly, inflation has a negative and significant impact on unemployment when mediated by economic growth. The effect of inflation on unemployment, both directly and indirectly, follows the Phillips Curve, and the impact of economic growth on unemployment follows Okuns Law.

The companys efforts to improve financial performance through maximizing profits are not accompanied by the companys concern for the impacts caused, so there are regulations that require companies to commit to carrying out sustainable business practices and care about environmental issues by implementing green financial management. The indepen dent variables in this study are green financial management, firm size, and capital structure, while the dependent variable in this study is financial performance. This study aimed to test and analyze the effect of 1) green financial management on financial performance, 2) firm size on financial performance, and 3) capital structure on financial performance. The population in this study are all companies incorporated in the SRI-KEHATI index for 2017-2022. Sampling was carried out using the purposive sampling method. The data analysis method is a multiple linear regression analysis process using SPSS 26 software. The results showed that partially green financial management and capital structure significantly positively affect financial performance. Firm size has an insignificant effect on financial performance.

The primary objective of this study is to assess the impact of stakeholder collaboration, implementation of sustainable tourism principles, supportive policies, and regulations on the enhancement of tourist visitation. Tana Toraja. Data was collected from 290 respondents from government institutions, local community groups, the private sector, educational institutions, non-governmental organizations and mass media. Respondents were selected using purposive sampling technique. Structural equation modeling the data was subjected to analysis. The findings of this investigation demonstrate the following: 1) Enhanced collaboration among stakeholders yields a favorable and noteworthy impact on the rise in tourist arrivals, 2) The execution of sustainable tourism principles leads to a beneficial and notable rise in tourist visits, 3) The endorsement of policies and regulations exerts a favorable and notable sway on the increase in tourist visits. This research recommends 1) Collaboration and coordination between governmental authorities and key players in the tourism sector are crucial in enhancing the overall tourism experience for visitors. 2) Enhancements in the implementation of sustainable tourism practices, including environmental conservation, community engagement, and preservation of local traditions, are essential for sustaining the appeal of tourist destinations and elevating visitor satisfaction levels. 3) The formulation of policies and regulatory frameworks by the government is imperative to bolster tourism growth, encompassing strategies such as promotional activities, infrastructure enhancements, adherence to quality benchmarks, and financial incentives to allure a larger influx of tourists.

Kenya Vision 2030 recognises the critical role of information and communication technology (ICT) as an amplifier for innovation, growth, and competitiveness in all organisations, which ultimately contributes to better economic productivity. The general well-being of the populace has been stabilised by economic stability. The emergence of digital inclusive finance has improved peoples quality of life while reducing financial barriers, enhancing the credit system, and allocating resources as effectively as is feasible . The main objective of this study was assess the effects of Information Communication Technology (ICT) adoption on the financial performance of the savings and credit cooperative societies (SACCOS) in Eldoret town. The study was guided by the following objectives to determine the effect of mobile banking on the financial performance of the SACCOs in Eldoret town and to determine the effect of internet banking on the financial performance of the SACCOs in Eldoret town. The study utilised the Diffusion Innovation Theory..The study adopted a descriptive research design to obtain pertinent and precise information on current status of the phenomena. Eleven authorised SACCOs in Eldoret that accept deposits were the focus of the research. Questionnaires was used in the study to gather data from primary sources. The gathered data was coded, edited, and then SPSS version 29 was used for analysis and presentation. The study findings found that mobile banking played a crucial role in saving time for both clients and Sacco employees (mean = 3.46, std deviation = 1.268), also the study established that internet banking significantly increased transaction volume per day compared to traditional methods (mean = 3.84, std deviation = 1.153).The study concluded that accessibility and user-friendly interface of mobile banking enhanced usability and appealed to a wide range of users.The study recommended that the SACCOs should focus on expanding and promoting mobile banking services, given their demonstrated effectiveness in optimizing time management and enhancing customer satisfaction and the SACCOs should leverage internet banking to increase daily transaction volumes and improve financial efficiency

This research has its background in the fact that Indonesia is the second largest producer of food waste, with each person throwing away around 300 kg of food waste per year. This makes food waste a significant global issue that affects food security, as well as the environment and economy. This research aims to analyze the effect of individual attitudes and awareness towards the intention to reduce food waste. The primary data was collected through an online questionnaire which was completed by 150 respondents who were selected using convenience sampling technique. The data were then analyzed using SmartPLS 4.0 software to test the effect of individual attitudes and awareness on the intention to reduce food waste, and ensure the validity and reliability of the research results. The outcome of this research shows that individual awareness has a dominant influence on the intention to reduce food waste, while the influence of individual attitude on the intention is not significant. It highlighted the importance of raising public awareness to effectively reduce food waste in Indonesia. Thus, it can be suggested that educational institutions should actively participate in addressing the issue of food waste by raising individual awareness through seminars, workshops and campaigns. This is expected to contribute significantly to reducing food waste in Indonesia and improving food security, as well as protecting the environment and economy more broadly.

The seminar paper describes the city of Krushevo and its geographical-touristic, natural, anthropogenic, communicative and receptive motives. The paper also covers the tourism that is practiced in the city and the subject of the primary research is the satisfaction of tourists from Krushevo for the year 2022. Sources for geographic features, natural, anthropogenic, communicative, and receptive motifs are worthy web pages and city surveys. When it comes to the population, the data from the 2021 census was used [3]. The primary research on tourists satisfaction with the offer in the city of Krushevo was conducted using a survey questionnaire that was completed by 40 individuals. When processing the data obtained from the research, we applied the method of analysis and the method of synthesis. Three hypotheses were set (general, first special, and second special) which were confirmed after analyzing the data from the survey questionnaire. The conclusion of the primary research proved that the city of Krushevo has great potential as a tourist destination in Macedonia, but great investment and innovation are needed to improve the offer.

This research aims to investigate the influence of corporate governance on market response (Rit) through company performance (ROI). Corporate governance uses measurements of the intensity of participation of managerial ownership, independent board of commissioners, audit committee and institutional ownership in the process of monitoring the companys managerial processes. Using a quantitative approach with ordinary leasquare analysis techniques and path analysis. Data from 60 manufacturing companies with the observation period 2017 to 2021, totaling N 285 samples. The research results show that corporate governance variables are dominated by managerial ownership in influencing company performance (ROI) and the ROI variable partially mediates the relationship between managerial ownership of the company and stock returns. Meanwhile, independent commissioner ownership, audit committee and institutional ownership do not affect company performance or stock returns. Thus, the governance conditions of manufacturing companies in Indonesia are dominated by managerial ownership compared to the ownership of independent boards of commissioners, institutional ownership and audit committees. In other words, supervision of managerial process governance is only dominated by managerial ownership.

The association between web advertisement measures and consumer brand awareness of selected food and beverage companies in Lagos State, Nigeria, was investigated in this research. In this study, a survey was used. A total of 125,393 students were found in the selected higher institutions in Lagos State and total sample size of 776 was calculated using Cochran formula. As a result, 776 under-graduate and post-graduate students of the chosen Universities in Lagos State were sent questionnaires. In this research, a proportionate stratified sampling technique was adopted, and only 627 copies (or 80.3 percent) of the questionnaire were properly completed and recovered. To determine the link between the variables, the data were examined using the multiple regression statistical technique. The investigation revealed that web advertisement measures (online discussion forum, internet advertisement features and social media advertisement) had effect on consumers brand awareness of selected food and beverage companies in Lagos State, Nigeria. As a result, it was concluded that online discussion forum, internet advertisement features and social media advertisement affected consumers brand awareness of selected food and beverage companies in Lagos State, Nigeria. It was suggested, among other things, that management of food and beverages companies should strive to adopt the measures of web advertisement as a marketing strategy.

The paper investigates the socio-economic factors that influence the rate of transition among Micro, Small, and Medium Enterprises (MSMEs) in Nigeria. Data used for the analysis was obtained from a sample of 1100 micro, small, and medium enterprises (MSMEs) located in two states of southwest Nigeria. This was achieved by employing mobile phone-enabled data collection ODK (open data kit) software to administer structured questionnaires. The transition rate was simulated utilising the analytical model of Kaplan survival. Over 90% of the surveyed MSMEs were micro-businesses, with only eight per cent and two per cent initially classified as small and medium-sized enterprises, respectively. However, after five years, 41% of small to medium-sized businesses and 30% of microenterprises have expanded to small scale. While the gender disparity continues to be a significant issue in Osun, its impact is comparatively lesser in Oyo state. Conversely, it is more probable that Osun SMEs will generate employment, expand, and develop more rapidly than Oyos enterprise. Commerce, technical service provision, support services, and manufacturing predominate over MSMEs, which contribute little to the economy and primarily facilitate product distribution. Additionally, the study revealed that enterprises led or owned by women have a 1.2-fold greater likelihood of expanding and hiring more personnel at a quicker rate than those led by men. Employee recruitment and career advancement within MSMEs are both influenced by the prevailing business climate. In contrast to the notion that higher education plays a substantial role in determining corporate survivability, it is technical and management education that exclusively impacts business performance. The findings indicate that government intervention efforts should prioritise small businesses over micro or medium-sized enterprises (MSMEs) due to their greater capacity to generate income and employment.

This study aims to understand the factors that influence the intention of Master of Management students in Indonesia and Malaysia to reuse e-wallet services. Specifically, this research examines the roles of customer trust and e-service quality in shaping customer satisfaction and reuse intention. This causal associative research focuses on Master of Management students in Lombok (Indonesia) and Cyberjaya (Malaysia) as the population. Data analysis was conducted using the Partial Least Square-Structural Equation Model (PLS-SEM) with Smart PLS 3.0 software. The results indicate that customer trust significantly influences the intention to reuse e-wallet services in Indonesia but not in Malaysia. Conversely, e-service quality significantly impacts reuse intentions in both countries. Additionally, in Indonesia, customer trust positively affects customer satisfaction, while in Malaysia, no significant relationship was found between customer trust and customer satisfaction. Furthermore, e-service quality positively affects customer satisfaction in both Indonesia and Malaysia. However, customer satisfaction does not significantly affect the intention to reuse e-wallet services in either country. These findings suggest that to maintain and enhance the reuse of e-wallet services, companies must focus on both customer trust and e-service quality, alongside customer satisfaction. Investing in the improvement of e-service quality and the strengthening of customer trust can be an effective strategy to retain the user base and increase customer loyalty in an increasingly digital market.

This research aims to determine the influence of perceived benefits and perceived ease of use on the decision to use QRIS in UMKM with intention to use as a mediating variable. This research is quantitative research. The number of samples used was 150 samples. Sampling was carried out using purposive sampling technique. Sample collection was carried out using a questionnaire via Google Form. The data analysis method used to prove the truth of the hypothesis was carried out using Structural Equation Modeling (SEM) via Smart PLS software. From the results of hypothesis testing, it was found that perceived benefits, perceived ease of use, and intention to use it had a positive and significant effect on the decision to use QRIS in UMKM.

This research aims to analyze the efficiency level of eight traditional markets in Surakarta before, during and after the COVID-19 pandemic, using the Data Envelopment Analysis (DEA) method. Primary data that has obtained from the Surakarta Trade Office is the number of visitors based on parking fees and traditional market capacity in 2019, 2021 and 2023. The analysis result shows that in 2019 and 2023, Gede Market and Singosaren Market showed the same level of efficiency, while in 2021, Mojosongo Market, Singosaren Market and Kadipolo Market showed efficiency. However, the other six markets showed inefficiencies. There were differences between projected values and actual data on input and output variables, with an increase in all output variables and a decrease in all input variables in 2021 and 2023. Radial movement occurred in input variables in several markets in 2019, 2021 and 2023, while slack movement occured in income output and the number of visitors in several markets in the same year. This research provides a deeper understanding of the efficiency of traditional markets in Surakarta and the changes that have occurred along with the impact of the COVID-19 pandemic.

The main aim of this research is to analyze how marketing strategies influence customer satisfaction, loyalty and business growth as well as business performance in facing competition in the fitness services business at the Bagas Fitness Center which is located in Rejosari Hamlet, Tinggar Village, Bandar Kedungmulyo District, Jombang Regency. Qualitative research method with a phenomenological approach, data collection techniques include in-depth interviews with fitness owners and parties involved in managing the Bagas Fitness Center business, documentation and direct observation of interactions with customers and analysis of internal documents related to marketing strategies. This research model uses a simple design. with Triangulation Theory. The data analysis technique used is the Manual Data Analysis Procedure (MDAP). The research method used is a qualitative case study, with data collection carried out through in-depth interviews with Bagas Fitness Center management and staff, as well as content analysis of the social media platforms used. Relevant findings related to marketing strategy and business performance. The research results show that Customers Orientation as a promotional tool is able to increase the visibility of Bagas Fitness Center, increase customer engagement, and strengthen their brand image in the local market. Deep understanding of customer needs, preferences and behavior as the main basis for designing products, services and marketing strategies. By being customer-oriented, companies are not only able to increase customer satisfaction and maintain a strong customer base, but can also create significant competitive differentiation in the market.

The paper was an empirical analysis of the stability of money demand in Zambia between 1984 and 2021. The money demand function tries to explain the factors that influence peoples demand for money in an economy. The determinants included real income, exchange rate, inflation rate and interest rate. Using E-views 9.0, an appropriate model was estimated for statistical analysis. In the analysis of data, unit root tests were done to check the order of integration of the variables. Furthermore, to test for long term equilibrium relationships among variables the Augmented-Dickey Fuller (ADF) was used to test procedure on the residuals. Out of the many ways of testing for normality, this paper chose the Jarque-Bera test to conduct the normality test on the variables. From this studys results, the bound test showed that there is a long run cointegration relationship among demand for real money balances, real GDP, interest rates, exchange rate and inflation in case of broad money aggregates. In the long run, all the independent variables are significant determinants of money demand which will be positively affected by percentage changes in exchange rates and negatively by percentage changes in gross domestic product, inflation, and interest rate. The study found that for the implementation of monetary policy in any economy to be successful, it relies heavily on the instruments of monetary policy used as well as the structure of the economy. However, for emerging economies such as Zambia, there are special hurdles that may make the implementation of monetary policy less effective in the achievement of the monetary policy goals. From the findings, it is recommended that as the process of modernizing monetary policy frameworks are implemented in addressing emerging economic challenges, there is need to continue with monetary aggregates in monetary policy conduct.

Purpose: The purpose of this study is to examine the impact of Audit Committee Quality on Financial Performance in the Iraqi Banking Sector to improve Financial Performance. The agency theory serves as the studys theoretical underpinning. Design/methodology/approach: The major research design was a quantitative method employing Structural Equation Modelling (SEM). SmartPLS3 was utilized to examine data from a set of respondents who were chosen using a purpose random sampling technique which included the CEO, CFO, accountants, and auditors. The survey questionnaire was disseminated to 386 people, and the collected data were evaluated using a measurement model. Findings: According to the findings, the Audit Committee Components have a considerable impact on financial performance. The relationships were found to be positive and significant whereby Expertise (ß =7.422, p0.05), Independence (ß =4.549, p 0.05), Size (ß=3.736, p0.05), and Meetings (ß=3.064, p0.05). The Audit Committee component of Expertise was found to have the most significant impact on financial performance. Research, Practical & Social implications: Implications-wise, this study indicates the need for Iraqi banks to improve the quality of their audit committees towards enhancing their financial performance, also Central Bank should work side by side with Iraqi universities to continue research on the role of Audit Committees. Originality/value: This study provides an overview of the impact of the quality of the audit committee on financial performance and the extent of its importance in the Iraqi banking sector to reduce cases of manipulation and errors in the financial statements of banks. The study recommends the use of independent audit committees to improve financial performance in the Iraqi liquidation sector.